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ABN88 688 213 443
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LicencesCredit Representative 570799
Lend Dreams is a mortgage broking business based in Armstrong Creek, Victoria, working with individuals, couples and families across Geelong, the Surf Coast, Melbourne’s west and the southeast.
The business is founded and run by Kumar Daksh, a licensed mortgage broker with a Master’s degree in Information Technology and a background in finance. Anu handles administration, and Gauri covers IT and client data, so the paperwork and the follow-up do not fall through the cracks.
What they do
- First home buyer loans. Guidance through deposit, grants, schemes and settlement, for people who have not done this before.
- Refinancing. A look at your current loan to find a better rate, lower repayments or access to equity.
- Investment loans. Finance for a first investment property or the next one in a growing portfolio.
- Construction loans. Progressive draw-down finance for building new or a knock-down rebuild.
- Home loans for health professionals. Lending policies that recognise medical and allied health income and career stability.
- Home loans for the self-employed. Loan options that read your actual income structure, not the payslips you do not have.
- Car loans and asset finance. Finance for a new or used car, equipment and business assets.
- Commercial loans. Lending for shops, offices, warehouses and commercial property.
- SMSF loans. Property lending inside a self-managed super fund.
- Home loan pre-approvals. Know the budget before you go to the auction, not after.
How they work
Lend Dreams works with a panel of lenders, including major banks, credit unions, and specialist lenders, so the recommendation is not limited to one bank’s product list. The process starts with a conversation about your goals and financial position, then a lending structure is built around that. They handle the paperwork, negotiate with the lender, and stay involved from the first consultation through to settlement.
Areas served
Armstrong Creek, Torquay, the Surf Coast, Geelong, Tarneit, Truganina, Werribee, Melbourne and the south-eastern suburbs. Consultations can be run remotely for clients further afield.
Hours
Monday to Friday, 8.00am to 6.00pm. Saturday by appointment.
Credentials
Kumar Daksh, Credit Representative number 570799, and Giri J Pty Ltd, ABN 88 688 213 443, are Credit Representatives of Purple Circle Financial Services Pty Ltd, ABN 21 611 305 170, Australian Credit Licence number 486112. The Credit Guide and dispute resolution documents are published on the Lend Dreams website.
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